Instead of interest calculators and AI crap, make the Notes feature not terrible. Chapters 1-50 makes scrolling through notes miserable, and now the note above the Topic part means I forget to add a topic, go to close the note, it says "something isn't changed" (which it said 50% of the time anyway) and then the detailed note I entered is gone. NOTES ON THE FILE IS THE MOST IMPORTANT PART AND NEOS CAN'T GET IT RIGHT.